We live in a day and age where we rely on our computers such as our Lenovo laptops for almost everything we do regardless of it is for leisure, fun, or work. That’s why we invest so much of our money in our Lenovo computers. In that regard, if your Lenovo computer is so important to you, it would make sense for you to make sure it is insured. So, is Lenovo Accidental Damage Protection worth it?
Those who have affordable Lenovo computers that they use sparingly or for work but have backup files won’t necessarily need insurance. However, for those who have expensive Lenovo computers, the Accidental Damage Protection is worth it. It depends on the price of your Lenovo computer and on how important it is for you.
While the Lenovo Accidental Damage Protection does indeed sound attractive enough for those who use their computers heavily and for those who are always on the go, there are some things you need to consider first such as the price you will be paying for the insurance as well as the price of your computer. That said, let’s get to know more about why or why not Lenovo Accidental Damage Protection is worth it.
What does Lenovo Accidental Damage Protection cover?
One of the things you need to know for you to determine whether or not Lenovo Accidental Damage Protection is indeed worth it for the price you will be paying is its coverage. After all, you will probably be spending hundreds of dollars on your laptop’s insurance only to find out that it doesn’t cover certain damages that you wanted it to cover.
That said, Lenovo Accidental Damage Protection typically covers the following:
- Liquid spills on the keyboard that can end up damaging the keyboard or the circuitry under it.
- Unintentional bumps or drops that are not more than 15 feet or 5 meters. The limit on the distance will determine whether or not your computer can still be repaired as most Lenovo laptops might even survive a drop of more than 15 feet.
- Electrical surges.
- Failure in the integrated screen or laptop monitor.
As you can see, the Lenovo Accidental Damage Protection will only cover things that are entirely accidents. There are also limits to what the insurance will cover. Meanwhile, the Lenovo Accidental Damage Protection does not cover the following:
- Cosmetic damages.
- Equipment loss or failures due to reasons that are normally outside of what is normal in terms of how you use your Lenovo laptop.
- Data loss or interruption of business.
- Intentional damage.
- Misuse.
- Removal or alteration of parts.
- Theft.
- Damage from fire.
- Damage to peripherals by third-party products.
From there, you can see that the things that are not actually accidents are not covered by Lenovo Accidental Damage Protection because the insurance will only cover damages that are the result of accidents that are beyond the owner’s control. So, if you were to damage or lose your Lenovo computer due to neglect such as when the case was damaged or if you left it in a coffee shop and someone stole it, the Lenovo Accidental Damage Protection will not cover the damage or loss.
How much does Lenovo Accidental Damage Protection cost?
Knowing how much the price of Lenovo Accidental Damage Protection is essential for you to determine whether or not it is worth it because you will be weighing the pros and cons against the price of the service.
That said, the problem with the Lenovo Accidental Damage Protection is that you will only be able to know the price of this service if you actually own a Lenovo computer because the prices of their services will vary depending on the model that you have.
For example, a mid-level Lenovo computer will have a four-year Lenovo Accidental Damage Protection that will cost you around $189.99. And if you owned a more affordable Lenovo laptop, you should expect the price to be lower. Of course, if you owned a more expensive Lenovo laptop that has a price north of $2,000, you should expect that the price of the Lenovo Accidental Damage Protection will be higher.
So, from the perspective of Lenovo, the reason why the prices should vary is that the peripherals and the repair costs will depend largely on the price of your Lenovo computer’s parts and peripherals. After all, Lenovo won’t risk insuring a repair job that should normally be worth $600 for a Lenovo Accidental Damage Protection add-on price of only $200.
Does Lenovo extended warranty cover accidental damage?
Sadly, the Lenovo Accidental Damage Protection doesn’t come with Lenovo’s extended warranty, unlike other brands. You have to purchase the Lenovo Accidental Damage Protection separately from an extended warranty package. But the good part here is that you can choose to go with either in case you are only looking for the extended warranty or for the Lenovo Accidental Damage Protection.
Is Lenovo Accidental Damage Protection worth it?
Now that you know what Lenovo Accidental Damage Protection and now that you have an idea of how much the service is worth, is it safe to say that this insurance is actually worth the price that you are paying for?
For starters, the convenience of Lenovo Accidental Damage Protection is rooted in the fact that you no longer have to worry about out-of-pocket costs whenever you do get your Lenovo laptop damaged purely by accident and such an accident is covered by the insurance. So, even if you were to purchase a four-year Lenovo Accidental Damage Protection worth close to $200, you can possibly save a lot of money for a repair job that can cost you around $300 or more.
That said, if you are someone who is always on the go and you own a more expensive Lenovo laptop that has all of your important files and data, there is no arguing against the fact that the Lenovo Accidental Damage Protection should be worth it. After all, you don’t want to end up losing your important files and data due to an accident. And even if you did have them backed up, it can still be a pain to your wallet to purchase another laptop that’s going to be worth at least a thousand dollars just to access those files again.
However, in the case of those who own the more affordable Lenovo laptops, there might be no reason for them to subscribe to the Lenovo Accidental Damage Protection because of how the price of the service isn’t up to par with the modest price of their computer.
Moreover, those who have laptops that are on the affordable side may expect themselves to quickly replace their laptops in a matter of a few years because of how the specs of these devices can quickly get outdated or because of how cheaper laptops tend to be more prone to wear and tear. That said, it would not be practical to purchase a multiple-year Lenovo Accidental Damage Protection for a laptop that you would probably replace in two or three years.
