There are plenty of different MSI laptop users nowadays because of how these laptops are not only great for everyday use but also for gaming. So, if you want to protect your files, data, and games, you may want to make sure that your MSI laptop is also well-protected. As such, is MSI Accidental Damage Protection worth it in 2021?
MSI Accidental Damage Protection is worth it because of how it comes at a good price and covers all of the basics that you would need from an accidental damage protection package. However, purchasing it isn’t worth it because you can get a one-year MSI Accidental Damage Protection just by buying an MSI laptop.
While the MSI Accidental Damage Protection seems run of the mill in terms of what it covers, the good thing here is that it is not very expensive when you look at its price and the things that it covers. That said, let us discuss more why this is a product that is worth your money and why it might not be worth it at all.
What does MSI Accidental Damage Protection cover?
MSI is actually becoming a pretty popular brand of laptops today because of how it primarily caters to gamers, who love the specs and the different features that come with MSI gaming laptops. However, there are also MSI laptops that are great for work or for leisure purposes as MSI has become an all-around brand in terms of the laptops that the company offers.
So, because laptop gamers and those who work using their laptops are almost always on the go, it has become quite important for them to make sure that their computers are always kept safe and protected. That’s because those who are always on the go have gadgets that are prone to get damaged due to accidents. This is where the MSI Accidental Damage Protection comes in to help eliminate the out-of-pocket costs of having a laptop repaired when it got damaged due to an accident.
But what is covered under the MSI Accidental Damage Protection?
- Liquid spilled
- Drops, falls, and other collisions
- Electrical surge
- Damaged or broken LCD due to a drop or fall
As you can see from there, the MSI Accidental Damage Protection gives you the run-of-the-mill basic protection that most other brands have under their accidental damage protection programs and packages. In that sense, there seems to be nothing special about the MSI Accidental Damage Protection in terms of what it offers you but that still doesn’t mean that it can’t be useful, especially when it comes to the more expensive gaming laptops.
Meanwhile, here are the things that are not covered by the MSI Accidental Damage Protection:
- Cosmetic damages (scratches, dents, etc.)
- Lost, stolen, incorrect, or inadequate custom installations
- Intentional damage
- Recovery or transfer data
- Natural disaster or fire
From there, you can also see that it is run-of-the-mill in terms of the things that it doesn’t cover. There is nothing special and nothing out of the normal when you look at it.
How much does MSI Accidental Damage Protection cost?
Of course, you would need to know how much MSI Accidental Damage Protection would cost you so that you can tell whether or not it is worth it. That’s because it is important to weigh its costs against the benefits you will get if you do indeed purchase this package. After all, it would be a bigger pain on your wallet if you do end up paying hundreds of dollars for the MSI Accidental Damage Protection without even taking advantage of its benefits.
Like most other brands, the MSI Accidental Damage Protection’s price will depend largely on the type of MSI laptop you have because more expensive laptops will have more expensive parts. That’s why the more expensive gaming laptops would actually have a more expensive MSI Accidental Damage Protection. And you would need to enter your laptop’s code to know how much the MSI Accidental Damage Protection is.
However, what we do know is that the basic one-year MSI Accidental Damage Protection costs somewhere close to $85.99. Meanwhile, the more expensive three-year MSI Accidental Damage Protection is $249.99. These prices are for the mid-level MSI laptops and not for the more expensive ones.
Is MSI Accidental Damage Protection worth it?
Now that you know what the MSI Accidental Damage Protection covers and now that you have a good idea of how much it will cost you, let us now discuss whether or not this is actually worth it in terms of the costs and the benefits.
What we can say, however, is that it depends. For one, it can be worth it for those who are always on the go and for those who have important files and data in their MSI laptops. While cloud backup and external hard drive backup do indeed exist, it’s going to be a pain for someone to shell out a lot of money just to have an important laptop repaired, especially when time is of the essence in terms of your work or your business.
Meanwhile, those who own expensive MSI gaming laptops would indeed benefit from this insurance because of the very fact that it can be quite expensive to repair a damaged MSI gaming laptop with how expensive its different parts are. So, if you could afford an MSI gaming laptop, you should be able to afford the MSI Accidental Damage Protection. And the best part is that the MSI Accidental Damage Protection prices, in comparison to the other laptop brands, aren’t even that high.
However, the reason why we say that the MSI Accidental Damage Protection may not be worth it for other people is that purchasing an MSI laptop will already entitle you to a one-year MSI Accidental Damage Protection for free as long as you register your laptop within 30 days from purchasing it. As such, why spend money on the MSI Accidental Damage Protection if you could have it for free during the first year? And plenty of people would have actually saved enough money by the end of the free period of the MSI Accidental Damage Protection to have their MSI laptops repaired. In some cases, they may already be thinking of replacing their laptops with a new one.
So, because of the free one-year MSI Accidental Damage Protection that you would get, there is no point in buying it after the end of the free period for those who may already be thinking of replacing their computers. And if you didn’t even manage to damage your laptop during that free period, the chances of damaging it after it is just as slim as well.
Does MSI extended warranty cover accidental damage?
No, the MSI extended warranty does not cover accidental damage. You have to buy the MSI Accidental Damage Protection separately. However, the MSI Accidental Damage Protection does indeed come with the original warranty as long as you register your MSI laptop online within the first 30 days since purchasing it.